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Choose to pay in 3 or 4 installments

Payment for your order in 3 or 4 instalments by credit card from €150 up to €6,000 with Oney Bank.

Our partner Oney Bank offers a financing solution called 3x 4x Oney, which allows you to pay for your purchases between €150 and €6,000 in 3 or 4 instalments with your bank card.

Conditions

This offer is reserved for private individuals (adult natural persons) residing in France and holding a Visa or MasterCard bank card with a validity date exceeding the chosen financing period. Cards requiring systematic authorisation, such as Electron, Maestro, Nickel, etc., as well as e-cards, Indigo cards and American Express cards are not accepted.

Subscription process

  1. Once you have completed your order, simply click the "Pay in 3x 4x instalments with Oney by credit card" button.
  2. You will then be redirected to the 3x 4x Oney page of our partner, displaying a detailed summary of your order and a personalised financing request, which you must then validate.
  3. You enter your personal details or, if you have a 3x 4x Oney account, you log in using the credentials linked to your account. You read the general terms and conditions for instalment payments, which are provided in PDF format so that you can read, print and save them before accepting them.
  4. You then confirm your electronic acceptance by ticking the corresponding checkbox.
  5. You acknowledge that the "double click" associated with the checkbox confirming your awareness of the general terms and conditions constitutes consent to contract and represents an irrevocable and unconditional acceptance of the product's general terms and conditions.

Unless proven otherwise, the data recorded by Oney Bank constitutes proof of all transactions carried out between you and Oney Bank.

Oney Bank reserves the right to accept or refuse your 3x 4x Oney financing request. You have a 14-day cooling-off period to withdraw from your credit agreement.

How it works

Payment in 3 or 4 instalments by bank card allows you to pay for the order placed on our merchant website as follows:

  • - a mandatory initial payment, debited on the day your order shipment is confirmed;
  • - two or three monthly instalments, each corresponding to a third or a quarter of the order, debited 30 and 60 days later for 3-instalment payments and 30, 60 and 90 days later for 4-instalment payments, including fees of 1.56% of the total order amount for 3 instalments and 2.34% for 4 instalments (up to a maximum of €25 for a 3-instalment payment and €50 for a 4-instalment payment).
  • - 3-instalment payment available from €150 up to €6,000

Example: For a purchase of €150, initial payment of €52.34 then 2 monthly instalments of €50. Credit over 2 months at a fixed APR of 20.89%. Financing cost: €2.34 up to a maximum of €25.

  • - 4-instalment payment available from €400 up to €6,000

Example: For a purchase of €400, initial payment of €109.36 then 3 monthly instalments of €100. Credit over 3 months at a fixed APR of 21.01%. Financing cost: €9.36 up to a maximum of €50.

Conditions as of 04/05/2023, subject to revision. For more information visit oney.fr

Special conditions for limited-time promotional offers

For 3-instalment payment with no fees: the financing cost is 0% of the total order amount. Example for a purchase of €150: initial payment of €50, then 2 monthly instalments of €50. Credit over 2 months at a fixed APR of 0%. Financing cost: €0.

For 4-instalment payment with no fees: the financing cost is 0% of the total order amount. Example for a purchase of €400: initial payment of €100, followed by 3 monthly instalments of €100. Credit over 3 months at a fixed APR of 0%. Financing cost: €0

Oney Bank - SA with capital of €51,286,585 - Registered office: 34 avenue de Flandre 59170 CROIX - RCS Lille Métropole 546 380 197 - Orias no.: 07 023 261 - www.orias.fr - Correspondence: CS 60006 - 59 895 Lille Cedex 9 - www.oney.fr